Universal Financial Integration Platform

seaPORT FlexBridge is a next-generation financial integration and protocol mediation platform designed to help Banks, Financial Institutions, PSP and Fintechs to seamlessly connect legacy payment infrastructure with modern digital ecosystems.

One Integration.
Every Payment Rail.

FlexBridge acts as an intelligent intermediary layer that bridges disparate payment schemes, card networks, real-time payment (RPP), open finance platforms and agent-based protocol—without requiring changes to existing legacy systems.

By abstracting protocol complexity and modernizing interfaces, FlexBridge enables financial institutions to adopt new payment rails, and scales digital channels faster, safer, and at lower cost.

Key Challenges Addressed

Financial institutions often face the following challenges and seaPORT FlexBridge solves these challenges by serving as a flexible, intelligent integration bridge between old and new architectures.

Dependency

Heavy dependence on legacy ISO 8583 and TCP-based systems

Cost & Risk

High cost and risk of modifying core banking or payment switch systems

Complexity

Complexity integrating with multiple payment schemes and networks

Time Consuming

Slow time-to-market for new payment products

Fragmentation

Fragmented interfaces across cards, QR, real-time payments, and open finance

Compliance

Compliance requirements such as PCI DSS for security, auditability, and resiliency

Core Capabilities

FlexBridge provides a single integration point that connects to the following:

Domestic Schemes

• DuitNow Transfer
• DuitNow OBW
• DuitNow Consent & AutoDebit
• DuitNow QR (Domestic & Cross Border)
• MyDebit Card Present (CP)
• MyDebit Card-Not-Present (CNP)
• MyDebit TSP
• Secure Remote Commerce (SRC)
• Interbank Giro (IBG)

International Schemes

• Visa Cloud Connect (VCC)
• Visa Token Service (VTS)
• MasterCard Cloud Edge
• MasterCard Secure Card on File (SCOF)
• Union Pay International (UPI)

ATM Networks

• Malaysian Electronic Payment System (MEPS)

Financial Reporting

• GraphQL for PayNet Financial Reports

Open Finance

• PayNet Open Finance (OFP)

FlexBridge supports bi-directional translation between legacy and modern protocols:

Legacy Protocols • ISO 8583
• ISO 20022
• Proprietary TCP/IP messaging
Modern Protocols • HTTP / HTTPS
• RESTful APIs
• JSON / XML payloads

This allows institutions to modernize frontend channels and accelerate partner integrations without touching core systems.

FlexBridge includes an intelligent transaction routing, transformation and mapping engine that:

Routes transactions based on scheme, network, channel, or business rules

Supports failover and fallback routing

Support synchronous and asynchronous handling

Handles event driven notifications across all use cases (web-hook)

Enables parallel processing and message data enrichment and transformation

Orchestrates complex payment and financial workflows

FlexBridge is designed to meet enterprise-grade and financial security requirements:

End-to-end encryption, signature and MAC (JWS | JWE | HMAC)

Compliance-ready design for financial regulations (PCI-DSS | RMIT)

Secure API authentication and authorization

Message validation and integrity checks

Full audit trails and transaction logging

Deployed in High-availability (HA) and fault-tolerant architecture

Architecture Highlights

Containerization

Modular, microservice-ready design

Elasticity

Scalable for high-volume transaction processing

Hybrid Infrastructure

On-premise, cloud, or hybrid deployment

Extensible

Extensible connector framework for future schemes and networks

Business Benefits

Faster Time-to-Market

Launch new payment products quickly

Lower Integration Cost

Avoid expensive legacy system changes

Future-Proof

Easily adopt new schemes and protocols

Operational Stability

Minimize risk to core systems

seaPORT FlexBridge empowers financial institutions to modernize at their own pace—unlocking innovation while preserving the stability of legacy systems. It is the strategic bridge between traditional financial infrastructure and the future of digital payments and ecosystem.

#Single Bridge, Multiple Networks
#Modernization In Harmony

Get in touch with us today

Whether you're a merchant, developer, or partner, your success is our priority, and we're here to ensure you have the best possible experience with our payment technology.

Have questions about our payment solutions or need assistance with your account? Drop an email to hello@seaunity.com today!